NEW Healthcare Affordability Report - The Provider Perspective 2026
Happier Patients. More Revenue. Really.
Our embedded, AI-powered patient financing solutions drive a 30% increase in patient payments, and our patient satisfaction is over 50% higher than the average for other companies in the industry. With PayZen, you really do get the best of both worlds.
Trusted by hospitals and health systems, of all sizes
Patient Financing Solutions Done Right
PayZen’s AI-powered financing solution delivers long-term, personalized payment plans—aligned with each patient’s ability to repay and always interest-free, fee-free, and administratively simple, unlike traditional patient financing companies.
A consistent, embedded digital-first experience
Patients can enroll in under a minute through our fully embedded self-service healthcare payment platform, or you can offer the same affordable financing solutions through your staff experience.
AI-powered intelligent payment options and advanced servicing technology
Our underwriting uses AI and 30,000 data points to guarantee relevant offers, resulting in a 78% enrollment success rate. Our state-of-the-art servicing keeps patients on track.
Seamless integration and end-to-end automation
PayZen leads the way in patient financing solutions with technology that’s implemented in weeks—not months. Our pre-built EMR integrations and automated workflows reduce administrative burdens on healthcare organizations.
Future-proof your business with an ever-expanding technology platform
While we got our start as a patient financing company, PayZen’s vision is broader than breaking large balances into monthly payments. We are building an integrated, data-driven platform that automates manual processes to holistically address the affordability needs of patients, resulting in an overall revenue increase for providers.
Pre-Service Care Card
Remove financial barriers to receiving great care, increase point-of-service collections, and drive loyalty. PayZen’s Care Card enables flexible patient financing solutions for pre-service and recurring use.
[Start with Care Card](/content/carecard/ "Start with Care Card"/index.html)
Post-Service Payment Plans
Offer interest-free, personalized payment options based on ability to pay rather than sending accounts to collections.
[Start with Post Care](/content/postcare/ "Start with Post Care"/index.html)
Balance Sheet Boost
Transition your book of payment plans to PayZen and unlock immediate cash flow while simplifying patient payment management with proven financing solutions.
[Start with Balance Sheet Boost](/content/balance-sheet-boost/ "Start with Balance Sheet Boost"/index.html)
Financial Assistance Automation
Increase the precision of your upfront presumptive screening and optimize your workflow automation for patient applications.
Healthcare Costs Are Hurting Patients and Providers
38% of patients put off care due to cost, leading to higher costs and lost revenue for providers.
Discover what 1,000+ patients revealed about the high cost of care and what it means for your bottom line. This free report breaks down the real impact of medical debt, delayed care, and what patients actually want from providers.
What you’ll uncover in the report
Achieve outsized results with a platform rooted in technology
~30%
collection lift
Substantial Lift in Patient Payments
Providers see an average ~30% collection lift after implementing our patient financing solutions
50%
higher satisfaction
Superior Patient Experience
Our patient Net Promoter Score is 50% higher than other patient financing companies
10%
lower cost to collect
Lower Administrative Burden
Ready-built integrations automate manual workflows to free up staff time
“We’re no longer burning unnecessary resources tracking down payments. PayZen has helped us align our staff’s efforts with initiatives that support the future of NSMC in our community.”
Rodney Clark
Chief Operating Officer at North Sunflower Medical Center
[Read Case Study](/content/north-sunflower-medical-center-transforms-rural-hospital-patient-collections/ "Read Case Study"/index.html)
“PayZen allowed us to set barriers and parameters and to offer more defined and proactive plans. More patients started signing up for payment plans instead of going into bad debt, and the patients are paying well, so it is a win all the way around.”
Karen Dostart
Director of Hospital Patient Billing at Marshall Medical Center
[Read Case Study](/content/marshall-medical-center-alleviates-staff-burden-and-increases-patient-payments-with-payzen/ "Read Case Study"/index.html)
“We are thrilled to be able to offer this option to our patients. They really benefit from the flexibility and the feedback has been tremendous so far. Our partnership with PayZen truly impacts our population health and helps us on our mission of serving as many people as we can.”
Tracie Young
Regional Revenue Cycle Director at Allegiance Health Management
[Read Case Study](/content/allegiance-health-management-boosts-cash-flow-and-affordability/ "Read Case Study"/index.html)
Effortlessly integrate PayZen’s patient financing services and technology with your existing systems
Unlock incremental revenue and cash flow with the Best In KLAS 2026 patient financing solution.
[Book a Demo](/content/request-a-demo/ "Book a Demo"/index.html)